Talking with Your Children About Money

The Bible has a lot to say about money. It isn’t something God avoids talking about, and it’s something that shapes everyday life.

In Deuteronomy 6:6–12, we see a picture of faith being passed on through ordinary moments of life:

“Talk about them [God’s laws] when you sit at home and when you walk along the road, when you lie down and when you get up.”

As parents, conversations about money can become powerful discipleship moments where you can invite your kids along on your journey of trusting God with the provision he has given you.

4 W’s – Simple ways to talk about money as a family

WINDOW

Give your children a window into how you think about money.

  • Chat about why you work, what it provides and what money is for.

  • Share how God has provided for your family

  • Talk about why you choose to give, save, or spend in certain ways

  • Share the Scriptures and values that shape your decisions

  • Be honest about struggles or mistakes with money in an age appropriate way

Faith becomes real when children see it lived out.

WALK

Discipleship often happens in normal life.

  • Talk on the way to school or during errands

  • Chat around the dinner table about spending, saving, or helping others

  • Pray together when thanking God for provision or facing financial worries

Small conversations, repeated often, shape hearts and beliefs.

WONDER

Make space to listen to God as a family.

  • “What do you think God wants us to learn about money?”

  • “How could we use what we have to help someone?”

  • “What does trusting God with our money look like?”

Help children see they can ask God questions and follow Jesus themselves.

WAY

Practice godly stewardship as a family.

  • Encourage children to give, save, and spend thoughtfully

  • Help them choose ways to bless others

  • Serve or support people in need together

  • Celebrate generosity, gratitude, and wise choices—not amounts

The goal is hearts that trust their heavenly Father.

Conversation starters

  • “Why do you think money matters to God?”

  • “What does it mean to be generous?”

  • “Where have we seen God provide for us?”

  • “How could we help someone this week?”

Children learn most by watching how you live your faith in everyday life. When they see you trust God with money—and are invited to join in—they begin learning to follow Him for themselves.

Croydon Vineyard